Cyber Monday scams are rampant. Here are our top 3 tips to avoid for safer online shopping .
Retailers have really been going over the top with Cyber Monday sales. Shoppers are bombarded with sale emails, coupons, and are quickly sent to checkout to claim their deals before time runs out.
As usual, while shoppers are eagerly snatching up savings online, thieves are waiting to score everything they can too.
Keep these safety tips in mind while shopping online this Cyber Monday.
1. Set yourself up with a prepaid account.
When shopping online today, and any other day, consider using a mobile payment app like Google Pay instead of your bank or credit card.
These payment types use a single-use token system that encrypts your card information. So if the retailer gets hacked, your information is safe.
2. Use credit, not debit
If you absolutely have to use a personal card, always run it as credit. If an attacker is able to get access to your card number and pin number, they have instant and direct access to you money.
Credit cards, or running your card as a credit transaction is not linked directly to your bank account.
3. Only use email links from trusted retailers.
Phishing emails are a big problem on Cyber Monday because shoppers are in more of a hurry to buy than usual. Plus they are super excited about the deals!
While searching for deals in their inboxes, shoppers are falling victim to bad links.
Most retailers will let you apply the code from their emails directly into their websites at purchase without requiring you follow a link to receive the deal. If something seems off, it probably is. It’s worth the time to be extra cautious when shopping online today!
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